Sometimes times back likely 4–5 months back i was in trouble and i was looking for personnel loan anyhow and from anywhere. As personal loan is unsecured loan so it is quite tough to get it. so what was my findings was…

1- If you have a job and have account in private banks like ICICI,HDFC better you can ask them for overdraft facility, in it suppose if you have 1 lakh OD approved then you can use the required amount only like from that 1 lakh if you need 50k only you can use it only and other 50k will be safe in your OD and also you will be charged for 50k only. Best part is when your salary will be credited it will be auto swiped in OD so your interest amount will be less. Also this OD limit has the interest rate 12% per yr only so for one month it will be 1% and for one day .0333 %.